What's not changing is the size of the pharmacy network. WHI's coverage is not limited to just Walgreens. Albertsons, Bashas, Fry’s, K-Mart, Osco, Safeway, Target, Wal-mart, and, of course, Walgreens are among the many pharmacies included in WHI's network. Not sure where the nearest pharmacy is? Try WHI's Pharmacy Locator service. When you get to the pharmacy locator, you must enter 512229 in the Six Digit RxGrp Number field.

What is changing is how the benefit is structured. Rather than using the familiar flat "co-payment" system, WHI's coverage will use a sliding scale "co-insurance" system. This system is designed to maintain consumer choice, while limiting premium increases caused by certain high cost drugs. 

Under this new system, members will pay 25% of the cost of prescriptions for generic drugs (with a minimum of $2 per script and a maximum of $10). For brand name drugs that are in WHI's formulary guide, members will pay 30% of cost (with a minimum of $5 per script and a maximum of $25). For brand name drugs that are not in WHI's formulary guide, members will pay 30% of cost (with a minimum of $20 per script and a maximum of $50). There will also be an annual out-of-pocket maximum of $1,500 for single coverage, and $3,000 for the employee and children, employee and spouse, and employee and family coverage tiers. (In other words, once the employee hits the annual maximum, they no long have to pay anything out of pocket.) For additional information, see the links to the right.

Mail order pricing has not been established yet, but should be available within the next few weeks.

Please note: CIGNA HMO members will no longer be able to fill prescriptions at CIGNA pharmacies.